Month: November 2022

With so many health insurance policy options on the market today in Australia, it can be tricky to know which one is best for you. There are so many choices, not only the amount of health funds in the market but also different combinations of hospital, extra’s and excess cover. In this blog we will…

It’s a special time in many couples lives when they make the decision to start planning for a baby. Pregnancy brings a host of new and exciting feelings, taking care of your health is vital during this exciting time. In this month’s blog we’ll give you guidance on everything you need to know about planning…

Waiting periods for private health insurance are normal, although they do vary when it comes to both Hospital and/or ‘Extra’s’ levels of cover, and can also vary by fund. Let’s take a look at waiting periods across the board and guide you through the basics. For more detailed information on this, we recommend speaking to an…

What is it and how does it work? Dental coverage comes in two forms, general and major treatment. These will vary from fund to fund. Typically, general dental will encapsulate services such as: Preventative dental Check-ups Cleaning Plaque removal X-rays Small Fillings While major dental will pay benefits on more involved treatments like: Crowns Bridge…

Navigating your way through the landscape of Private Health Insurance can be confusing and complex. I’m still young enough, do I need cover for joint replacements? We think we’ve finished with pregnancy, should I take it off now or wait a little bit longer? I don’t know what extra services are, how do I know…

Under the Private Health Insurance Act 2007, a health insurer may impose a 12 month waiting period on benefits for hospital treatment for a pre-existing condition. Some important facts to remember about this rule: A pre-existing condition is defined by law as any ailment, illness, or condition that you had signs or symptoms of during the…

It must be harder to change my Health Fund than changing my bank!? Sound familiar? It’s not! It’s easy and we are here to help and explain why.  People’s needs change all the time and with this, so should your health insurance plan. Most of these changes occur during ‘life stages’ or ‘events’. You’re looking…